Welcome to SHBC Rewards. These terms and conditions outline the rules and regulations for the use of our application.

1. Introduction

By accessing this application, we assume you accept these terms and conditions. Do not continue to use SHBC Rewards if you do not agree to all of the terms and conditions stated on this page.

2. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

3. Data Usage for Promotions

By agreeing to these terms, you grant us permission to use your data for behavioral analysis and to send you promotional offers. We respect your privacy and will handle your data in accordance with our Privacy Policy.

4. Points and Rewards

Points awarded through the SHBC Rewards program have no cash value and are not transferable. We reserve the right to change the terms of the rewards program at any time.

5. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms and Conditions on this page.

Last updated: [Current Date]